🏠 Specially Adapted Housing Grants (SAH & SHA)

SAH = Specially Adapted Housing (larger grant, for most severe disabilities). SHA = Special Home Adaptation (smaller grant, for qualifying adaptive needs). TRA = Temporary Residence Adaptation (for veterans temporarily living in a family member's home).

The VA offers grants — not loans, not repayment required — to help veterans with severe service-connected disabilities purchase, build, or adapt a home to meet their needs. The SAH grant can be used up to 3 times with a lifetime limit. Most veterans who qualify have never heard of it.

SAH Grant — Specially Adapted Housing

Qualifying disabilities:

• Permanent and total disability with loss or loss of use of both legs, or both arms, or one leg and one arm.
• Permanent and total disability with certain blindness combined with other severe conditions.
• Certain severe burn injuries.

The SAH grant maximum for FY2026 is $126,526. It's updated annually — check current amounts at va.gov/housing-assistance/adaptive-housing-grants/ if this guide is more than a year old.

Can be used up to 3 times with a lifetime cap. Can be used to:

• Purchase an existing home adapted for disability needs
• Build a new adapted home
• Adapt a currently owned home

SHA Grant — Special Home Adaptation

For veterans with qualifying disabilities including severe burn injuries, permanent and total disability with certain blindness, or loss or loss of use of both hands.

The SHA grant maximum for FY2026 is $25,350. Can also be used up to 3 times with a lifetime cap.

TRA — Temporary Residence Adaptation

A smaller grant for veterans who are temporarily living in a family member's home and need to adapt it for accessibility. Can be used while permanent housing plans are developed. FY2026 maximums: $50,961 for SAH-eligible applicants, $9,100 for SHA-eligible applicants.

How to Apply

1. Confirm eligibility. Review whether your service-connected conditions involve loss or loss of use of limbs, severe burns, or qualifying blindness at the levels described. Check the full eligibility list at va.gov/housing-assistance/adaptive-housing-grants/eligibility/.
2. File VA Form 26-4555. Application in Acquiring Specially Adapted Housing or Special Home Adaptation Grant. Submit to your nearest VA regional loan center.
3. Work with a VA SAH agent. The VA assigns a Specially Adapted Housing agent to approved applicants who helps identify eligible contractors and ensures the work meets VA standards. This service is free.

Check Eligibility at VA.govva.gov/housing-assistance/adaptive-housing-grants/ VA Main Line800-827-1000 · M–F 8am–9pm ET DAV — Free Claims Help877-838-6827 · No cost to veterans